Introduction
Many people think investing requires large capital, but in 2025, you can start with as little as 100 SAR using licensed and secure Saudi investment apps. These platforms make investing simple, safe, and accessible to everyone — even beginners.
Here are the best investment apps in Saudi Arabia that allow you to start small and grow steadily.
1. Malaa App
A leading Saudi app for automated investing.
- Minimum investment: 100 SAR
- Invests in diversified funds based on your risk level.
- Perfect for beginners who want a balanced portfolio.
2. Derayah Smart
- Offers a Robo-advisor that builds and manages your portfolio automatically.
- Allows small starting amounts with detailed performance tracking.
- Licensed by the Capital Market Authority (CMA) in Saudi Arabia.
3. Al Rajhi Capital
- Enables investing in Saudi stocks and mutual funds starting from around 100 SAR.
- Backed by one of the largest banks in Saudi Arabia.
- Ideal for investors seeking safety and variety.
4. Tamra App
- Lets you invest in Sharia-compliant funds easily.
- Start with just 100 SAR and automate your portfolio growth.
- Designed for beginners who want long-term returns.
Tips for Success with Small Investments
- Don’t wait for a big amount — start now.
- Invest regularly (weekly or monthly).
- Diversify across different funds or assets.
- Review your performance and adjust periodically.
- Remember: Consistency beats capital when it comes to building wealth.
Conclusion
Investing is no longer limited to the wealthy.
With just 100 SAR and a mobile app, you can take your first step toward financial independence.
Choose wisely, stay consistent, and let your small investments grow over time.