small investment portfolio
small investment portfolio

How to Start a Small Investment Portfolio Using Local Apps and Earn Monthly Profits

In Saudi Arabia 2025, investing has never been easier thanks to local financial apps that allow you to build a small portfolio without needing huge capital. Even as a beginner, you can invest small amounts monthly and achieve solid returns over time.


1. Why Start Small?

  • Reduces risks, especially for beginners.
  • Makes it easy to learn and experiment.
  • Helps you build a habit of regular saving and investing.

2. Best Local Investment Apps

  • Derayah App: Invest in Saudi stocks and mutual funds.
  • Mal’a App: Diversify your investments easily.
  • Tamara App: Automate savings and investments.
  • Darahim & Aseel Apps: Flexible solutions for new investors.

3. Steps to Start Your Small Portfolio

  1. Download a trusted app and activate your account with your ID.
  2. Start with a small amount (even SAR 500 monthly).
  3. Diversify across stocks, funds, and maybe gold or digital real estate.
  4. Monitor your portfolio regularly and rebalance when needed.

4. How to Earn Monthly Profits?

  • Invest in funds that pay regular dividends.
  • Choose dividend-paying stocks.
  • Reinvest your earnings to benefit from compounding.

Conclusion

Starting a small investment portfolio through local apps is a smart move toward financial security. You don’t need big capital—just discipline and consistency—and over time, you can build monthly profits that improve your financial freedom.